Philipsburg Homes under $500,000

Welcome to Philipsburg, Montana—a hidden gem nestled in the heart of Granite County! Known for its stunning natural beauty and rich mining history, Philipsburg offers a unique blend of small-town charm and outdoor adventure. With its picturesque streets lined with historic buildings, this vibrant community is a haven for those seeking a tranquil lifestyle surrounded by breathtaking landscapes.

Philipsburg is renowned for its friendly atmosphere and welcoming residents, making it an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life. The town is surrounded by the majestic Rocky Mountains, providing endless opportunities for outdoor activities such as hiking, fishing, and skiing. Whether you're exploring the pristine waters of Georgetown Lake or taking in the views at Discovery Ski Area, the natural beauty of Philipsburg is sure to captivate you.

For those considering a move to this idyllic town, you'll be pleased to know that there are beautiful homes available for under $500,000. From charming historic residences to modern builds, Philipsburg offers a variety of options to suit any lifestyle. Enjoy the comfort of spacious yards, stunning mountain views, and a close-knit community atmosphere—all without breaking the bank.

With its affordable housing market and unparalleled access to nature, Philipsburg is the perfect place to call home. Don’t miss your chance to experience the warmth and wonder of this enchanting Montana town! Come discover what makes Philipsburg a truly special place to live.

Newest Philipsburg Homes under $500,000

$499,000

1 Beds ⋅ 1 Baths ⋅ 30073630 MLS

Escape to true Montana privacy with this beautiful off-grid log cabin situated on just over 20 acres near Philipsburg. Originally a mining claim, this rustic mountain retreat offers incredible views in every direction, peaceful seclusion, and the perfect setting for those looking to unplug and enjoy the Montana lifestyle. The cabin features 1 bedroom plus a loft, 1 full bathroom, a spacious kitchen with abundant counter space, a cozy woodstove fireplace, on-demand water heater, 500-gallon cistern water system, and a small wall propane heater. All items currently in the home are included in the sale, making this a ready-to-enjoy getaway. Outside, you’ll find a large storage shed with a solar panel unit, split-rail log fencing, an outdoor fire pit, and plenty of flat parking once you arrive at the cabin. A second gate is located just before the property and must remain closed to keep neighboring cattle out. Access is rugged and part of the true mountain experience. The road to the cabin is narrow with steep mountain drop-offs, and a smaller 4x4 vehicle is required. There is no place to turn around until reaching the cabin. No drive-bys. Showings must be scheduled in advance.

93 Northstar Lane, Philipsburg

$449,000

4 Beds ⋅ 1 Baths ⋅ 30072543 MLS

Motivated Sellers: Lovingly maintained and rich in history, this charming 4-bedroom, 1-bath home has been owned by only two families since 1920. Numerous updates over the years have enhanced the home's comfort while preserving its timeless appeal. The floor plan includes one bedroom on the main level and three upstairs, while the full, partially finished basement has served as additional bedroom space, a den, TV room, includes a workbench area and laundry area, offering flexibility for a variety of uses. Outside, you'll find fenced front and back yards plus an additional spacious side yard, creating an exceptionally large in-town lot that's increasingly hard to find. With plenty of room for expansion or the addition of another building, the possibilities are plentiful. Conveniently located near the school and hospital and just minutes from the charming downtown area of Philipsburg, this property offers easy access to the community's historic architecture, local shops, and welcoming small-town atmosphere. Whether you're looking for room to grow or simply want to enjoy all that this special Montana town has to offer, this property is ready to welcome its next owners.

102 W Dearborn Street, Philipsburg

$374,500

2 Beds ⋅ 1 Baths ⋅ 30072801 MLS

Cute home in the cute town of Philipsburg Montana. Updates and improvements include: a metal roof on the home and garage; energy-efficient vinyl double pane windows; newer water heater; updated electrical and plumbing; newer washer and dryer; and super nice vinyl plank flooring throughout the house. The good sized kitchen has been updated and includes nice appliances. Features include: Cozy wood burning fireplace insert in living room, large well lit unfinished & insulated basement with lots of storage space and newer washer & dryer, a single garage, more great storage in nice 12'x16' outbuilding with newer carport attached. Located on a corner lot. Super nice fenced back yard with nice patio and flower beds. Off the kitchen is the year around light filled spacious sunroom surrounded by windows. Outdoor activities are plentiful with the boating and fishing opportunities at Georgetown Lake, family friendly Discovery Ski Area and so much public land to hike, ride and enjoy all within 30 minutes. Historic downtown Philipsburg has a legendary Candy Store, Gem shop with local Sapphires, a micro-brewery and some fabulous architecture. Located approximately an hour from Missoula, with it's amenities including the new airport, the University, farmers markets and nationally recognized concert venues and performers. Western Montana at it's finest. Great opportunity to get rental income from a cute, updated currently rented home in the wonderful town and area of Philipsburg Montana. There is a rental lease in place which ends March 31, 2027.

122 N Holland Street, Philipsburg

$375,000

1 Beds ⋅ 1 Baths ⋅ 30070332 MLS

A rare opportunity to own a piece of the local mining history. This unique, hand-hewn, high square, 560 sq ft log cabin originated at the Granite Silver Mine over 100 years ago and was featured on the 2016, spring edition of “Barnwood Builders”. In 2017, it was updated with a complete remodel inside and out – going from a single room to a 1 bedroom, 1 full bathroom with a sleeping loft that accommodates a queen size bed. The new kitchen features all the modern amenities including a black granite sink with a garbage disposal, a dishwasher, built in microwave and a stacked washer/dryer. The spacious bedroom features a sliding barn door, and the mechanical room is located underneath with ample room for storage. The covered porch is a comfortable place to unwind and BBQ with a relaxing view of the mountains. There is also a 354 sq ft shed for more storage. The landscape is very eco-friendly and features a cozy outdoor fire pit to enjoy all those gorgeous, star-filled, Big Sky summer nights. The cabin sits on a 2,290 sq ft lot and is being sold with the adjacent 2,255 sq ft lot. This provides more than enough room to park your vehicles, recreational toys, plant a garden or perhaps even set up a spot for an RV hookup for extra income. This historic miner’s cabin is definitely one of a kind and is the perfect union of rustic meets modern.

100 E Hickey Street, Philipsburg

$399,999

2 Beds ⋅ 2 Baths ⋅ 30068600 MLS

Beautiful, updated Victorian style home in downtown Philipsburg. This home has charm, character and functionality in a lovely setting looking down over the Flint Creek valley. Stained glass windows, gorgeous wood floors, high ceilings and excellent craftsmanship are on display in this 1925 home. There is a separate 2 car garage for the winter months. Ample square footage in the finished attic allows for flex space in addition to a bedroom and full bath. This home has been very well cared for and maintained. With 3 adjacent available lots totaling .035 acres of land included, this home gives you space, privacy and the ability to expand or take advantage the additional garden space for outdoor living. Blocks away from downtown Philipsburg, you'll have easy access to the Brewery, the Candy Store, all the musical and outdoor events Philipsburg has to offer as well as nearby Discovery Ski Area, Georgetown Lake and the Pintler Mountains. This beautiful house offers the unique touches of an historic home in close proximity to amenities while also providing quiet and privacy above the bustle of town.

819 Pearl Street, Philipsburg

$385,000

1 Beds ⋅ 1 Baths ⋅ 30067667 MLS

This off-grid cabin sits right on Wyman Creek, offering unmatched tranquility and recreation in every direction. Whether you love hiking, fishing, hunting, or simply soaking in the quiet of Montana’s wilderness, this spot delivers. Just a short, scenic drive brings you to historic Philipsburg—full of charm, local shops, and small-town Montana character. If you’re looking for a place to unplug, breathe mountain air, and enjoy year-round adventure, this is the kind of spot people dream about. Properties with Forest Service access are rare — and this one puts you right at the edge of it all. Other Structures: Bath House

614 Wyman Gulch Road, Philipsburg

$349,000

2 Beds ⋅ 1 Baths ⋅ 30066784 MLS

This delightful home offers the perfect blend of comfort and convenience, located just a short walk from historic downtown Philipsburg. With a spacious backyard ideal for relaxing or entertaining, it’s a fantastic opportunity for first-time buyers, those looking to downsize, or anyone interested in a vacation rental. A dedicated single garage space stands ready to pamper your most prized vehicle, providing a convenient haven for keeping your ride protected from the whims of weather or serving as a handy spot for your favorite inventive projects and hobbies. Newley updated bathroom and others updates around the house makes this home a must see. All appliances and furnishings are negotiable.

506 W Broadway Street, Philipsburg

$385,500

3 Beds ⋅ 1 Baths ⋅ 30066354 MLS

This home has been totally renovated! New Pella windows, in floor radiant heat, tile and wood floors. Kitchen with new cabinets, counters, flooring and appliances. Bathroom new flooring and fixtures. Fresh paint throughout the interior and exterior. New hot water tank, electrical service, net metered solar system. New window coverings in living room and dinning area. View from the back yard is over looking the town, from the front Discovery ski hill! Walking distance to the heart of town, close to schools and medical center.

115 E Mill Street, Philipsburg

$160,000

1 Beds ⋅ 1 Baths ⋅ 30065208 MLS

560 sq ft home on a valuable in-town lot—ideal for redevelopment or a complete renovation project. Excellent location within walking distance of downtown Philipsburg, offering strong long-term potential. This property is being sold AS IS. Owner financing available.

610 S Sansome Street, Philipsburg

$260,000

1 Beds ⋅ 1 Baths ⋅ 30065212 MLS

This adorable 480 sq. ft., 1930's home at 108 E Hickey St., was remodeled in 2022 with new paint, an updated bath, a kitchen remodel, new appliances, and a newly fenced yard. It is within walking distance to the schools, hospital, and downtown Philipsburg, and only a few minute drive from Discovery Ski Hill and Georgetown Lake. Appliances, Washer, Dryer, furniture, and all furnishings included. Property has a solid rental history. OWNER FINANCING AVAILABLE

108 E Hickey Street, Philipsburg

$455,000

2 Beds ⋅ 2 Baths ⋅ 30044471 MLS

Bordered on one side by Beaverhead-Deerlodge National Forest, this beautiful 2 bedroom home sits on nearly an acre of sought after Maxville/Princeton valley area. Enjoy your covered deck, an evening by the fire ring or working in your large, extended 2 bay detached garage that has an oil pit. House was totally remodeled in 2000 and has much to offer! A beautiful kitchen complete w/ stainless steel counters & commercial grade vent hood, wet bar, a bathroom downstairs complete with jet tub and stand alone shower. Open floor plan allows for spacious living room, entry and dining room. Upstairs you will find additional TV room, another 1/2 bath and bedroom. Heat sources include wood burning stove as well as a back-up propane stove and solar panels that supplement your power. If you would like to view this mountain gem surrounded by nature, please contact your real estate professional.

28 Princeton Road, Philipsburg

$159,000

1 Beds ⋅ 1 Baths ⋅ 30034884 MLS

YOUR MONTANA ESCAPE JUST GOT A LOT MORE AFFORDABLE. Imagine having 15.16 acres of your own Montana mountain country, a newer cabin, beautiful views, abundant wildlife, and your own private piece of Montana. Tucked near Philipsburg, this property is made for people who want to get away from the ordinary. The 200-square-foot, one-bedroom cabin was built in 2020 and gives you a cozy home base for weekends, hunting trips, outdoor adventures, or simply escaping to the mountains. Wake up to mountain and Discovery Ski Area views, step outside onto your own acreage, and enjoy the privacy and recreational possibilities that come with owning 15+ acres in Montana. This is off-grid Montana—simple, private, and surrounded by the kind of scenery that makes you want to stay awhile. Whether you're looking for a private Montana getaway, hunting/recreation property, weekend retreat, or a place to unplug and breathe, this is an opportunity to own substantial acreage with a newer cabin without the price tag of a conventional Montana home. If you've been waiting for an affordable piece of Montana to call your own, this one is worth seeing.

47 Kewanee Lode, Philipsburg

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board logo IDX information provided courtesy of the Montana Regional MLS, LLC. IDX information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.